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微淼商學院被央視點名批評以低價誘惑消費者體驗推薦高價課程,難退款

摘自:揭秘騙局網    時間:2022-2-14    瀏覽:    
“只需12元,實現理財收入比工資還高”,類似這樣的理財課廣告經常出現在網絡上,并承諾可以教會不了解專業知識的理財小白,迅速實現財富自由。這些理財課真的能像廣告里說的那么神奇嗎?央視記者調查發現,很多理財課都以低價誘惑消費者體驗,然后推薦高價課程,消費者難退款。微淼商學院、啟牛學堂等財商教育機構被點名。
記者體驗微淼財商課“12元小白理財課”后發現,課程重點竟是推銷6998元的課程。
微淼商學院 
有微淼財商課前學員稱,那6998元買的是線上錄播課,沒有老師真的給你講課。她覺得不值想退費,老師卻以她一次沒按時交作業為由拒絕。
微淼商學院 
記者在黑貓投訴平臺上發現,涉及微淼商學院的投訴有2803條,投訴理由包括“誘導消費”“申請退款各種理由沒退”“虛假宣傳”等。
微淼商學院 
微淼商學院 
微淼財商教育官方網站介紹,微淼不售賣、代理任何理財、保險產品,致力于幫助用戶樹立正確的金錢觀、理財觀、掌握正確的理財方法,提升國民財經素養。截至2021年5月,微淼在職員工超過4500人,為全國數百萬學員提供了專業理財及創業技能等教育服務。微淼商學院創始人封賀曾蟬聯央廣網“年度教育影響力人物”獎。
多個財商教育機構涉嫌非法薦股、虛假宣傳
央視記者還連線了一位啟牛學堂的班主任,對方介紹,老師買什么(股票)、賣什么都會給學員實時分享買賣信息,跟著抄就行了。對方直言,9天的體驗課就是廣告,是為了讓學員買之后的收費課程。
微淼商學院 
復旦大學金融研究院兼職研究員董希淼說,未經核準,任何機構和個人不得為證券交易及相關活動提供服務。大多數財商教育機構未經證監會核準,相關人員也沒有取得證券從業資質,因此他們從事推薦股票等活動是非法薦股行為。
還有律師稱,財商課虛構以往學員的投資成績,都屬于虛假宣傳。
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